So, we've been overseas for the last 6 months right? For this we got an international health insurance plan that was great except it didn't cover one thing: pregnancy. Yes, laugh, sick people. As you all know, we became pregnant by nothing short of a miracle (just like everyone else, right...). "Not a big deal" we thought, we'll just get a plan when we get back to the states that
does cover pregnancy. Yes, laugh again, you insurance knowledgeable sick, sick people. Apparently insurance companies and states can and do discriminate against pregnancy. If you are already pregnant, you cannot get health insurance to cover your pregnancy. We found this out over a very long and stressful Monday this week. Poor Joshua called 14 insurance companies, 6 hospitals, 3 state governments, 2 doctors offices, and a partridge in a pear tree. At the end of the day (almost), we were told that we would have to pay it out of pocket. Eeeek! Emotional breakdown, panic! I was uninsurable in Washington, Oregon, and Iowa. We thought of moving to Canada, but even they wouldn't take me on such short notice.
Even wearing black isn't slimming enough to fool the insurance companies...
We went through a lot of emotions during this time. We haven't been very wise financially (with gallivanting all over the world and all), so it even passed my mind that God was punishing us. I know that God doesn't roll like that, but I'm going to pull the emotional/fearful pregnancy card.
In Joshua's last call to Mercy Hospital in Des Moines the lady said, "she qualifies for Medicaid." Joshua hung up the phone, looked at me and said, "yeah, she doesn't know what she's talking about." My husband has such faith in others, haha. In his favor, he had talked to a million people that really didn't know what they were talking about. And the DHS website had a calculator for eligibility that was wrong. Apparently they raise the income amount for qualification with pregnancy (finally, something that actually makes sense). So long story short, instead of being punished by God, we were being hugely blessed financially. It is our only option, but it would be a really good one for our family. We're really wanting to get out of student debt, so this would be huge. So, now we're just waiting and praying for it to go through. It's hard that it takes 6 weeks to find out, but we don't really have much else to pursue anyway...
The only thing with medicaid is that it's Iowa medicaid. Sooooo....we are staying in Iowa! Not moving to Vancouver (Portland) like we were planning. We think that we will go there eventually, but are waiting for God's timing. We were praying that God would let us know his timing, and we really feel that this was God closing the door for now. We have no idea what the plan is, so we're just going to enjoy where we are. That's the new and exciting news in our lives.
Oh, and somebody is turning 1 on Wednesday. :)
He loves showing you how old he is if you ask him, he even uses the right finger... :)
